About Us

Peoples Urban Co-Operative Bank Ltd.

Rooted in Community. Driven by Trust.

Peoples Urban Co-operative Bank Ltd. has a rich legacy of serving its members and the community with integrity and dedication since its establishment in 1917. Built on the principles of cooperation and trust, the bank offers a wide range of financial services, including savings and current accounts, deposits, loans, and digital banking solutions, tailored to meet the needs of individuals, families, and businesses. With a strong focus on personalized service, the bank remains committed to supporting financial well-being and economic growth at the grassroots level.

Driven by customer-centric values and ethical practices, Peoples Urban Bank continues to evolve with changing times while preserving its core mission of financial inclusion and community support. Through strategic initiatives, modern technology adoption, and responsible banking practices, the bank strives to build lasting relationships with its members and contribute to the socio-economic development of the region.

Where Your Savings Find Purpose

Invest with Trust

Our investment options are crafted to offer dependable growth, long-term security, and peace of mind—backed by the strength of a trusted community bank.

Explore Investment Options
Trade Smart. Pay Simple

People’s Easy Trade Scheme (PETS)






Learn More About PETS
Supporting dreams, strengthening communities

Loans and Advances

Home Loan

Finance your dream home with flexible repayment options and competitive interest rates – whether you’re buying, constructing, or renovating.

Flexible EMI options with competitive interest rates
  • From 8.75% p.a.
  • Tenure up to 240 months
  • Loans up to and above ₹10 Lakhs

Gold Loan

  • Gold Loan   Fast funds against gold assets
  • Bullet Scheme   Pay principal at maturity
  • Special Gold Loan   Higher value per gram
  • Sthree Rathnam    Exclusive for women members
  • Agri Gold OD    Support for farming needs
  • Premium Gold Loan    High-value gold finance

Vehicle Loans (Car / Two Wheeler etc.)

Own your dream vehicle with ease through our flexible vehicle loan options offering attractive interest rates and simple repayment plans for both conventional and electric vehicles.

  • Vehicle Loan   Simple EMIs for your vehicle
  • FD-Backed Vehicle Loan   Lower risk, quicker approval
  • EV Loan   Finance for electric mobility

Business Loans

Peoples Urban Co-operative Bank offers reliable business financing solutions to meet working capital needs, expansion plans, and long-term business goals with flexible repayment options.

  • Mortgage Business Loan   Secure funding for business growth
  • Staged Mortgage Loan   Funds released in phases as needed

Overdraft

A flexible overdraft facility designed for agricultural and business needs, offering easy access to funds against eligible security to manage working capital, seasonal expenses, and day-to-day cash flow efficiently.

  • Gold Overdraft (Agriculture)   Year-round agricultural funding
  • Overdraft / Cash Credit   Quick access to working capital
Banking Services

Your Partner in Every Financial Step

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Happy Customers

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Awards & Recognitions

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ATMs and Branches

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Years of Service

Mobile App

Download Our Mobile App

Experience safe, fast, and convenient banking with the Peoples Urban Bank Mobile App. Check balances, transfer funds, manage accounts, and access essential banking services on the go—designed to make your everyday banking simple and secure.